Job Description

  • Handling Credit operation from Login to Disbursement.
  • Credit Decision Making for Personal Loans and forwarding Proposals for Business for PL Business.
  • Handling Credit and Operational issues.
  • Monitoring vendors Like Field Investigating agencies, Valuation & Legal agencies for personal loans business and maintaining TAT.
  • Taking care of audit queries and maintaining good audit score.
  • Taking care of a collection of Front-end cases and maintaining branch portfolio.
  • Preparing MIS, Collection reports on daily basis and Weekly review reports.
  • Assisting customers with queries, requests & complaints.

     Key Skills

Note: Assessing overall Credit Eligibility of customer & recommended the case to higher authority.

  • Policy -Deviation Tracking.
  • Strong analytical and problem-solving skills.
  • Documentation, Disbursement & File Processing.
  • Knowledge on secured and unsecured loans
  • Good communication and pleasing personality.
  • High level of Self Drive/Enthusiasm.

5.Collection Manager – CE

Location               Kolkata

Department       CE

Posted On           Dec 24, 2018

Required Experience     5 – 7  yrs

Job Description

Key functions will be

  • Responsible for Bkt Collection, w-off recovery and recovery on Loss on Sale in Commercial
  • Equipment portfolio.
  • Managing a Team of Collection Associate and Collection Officers.
  • Ensuring adequate manpower for portfolio coverage meeting CAPE norms.
  • Ensuring Mobile App usage is 100% and quality feedback/trails are updated.
  • Specific focus on Nonstarters and revenue collection.
  • Identifying deployment of assets and meeting with delinquent customers.
  • Initiating legal actions for critical cases.
  • Ensuring repossession of asset is done in compliance with standard operating process
  • No delay in deposition of money.

Key Skills

  1. Graduate or Postgraduate in Marketing or any other field
  2. 5 – 7 yrs experience in Secured/Unsecured products financing is a must.
  3. Good communication and pleasing personality.
  4. High level of Self Drive/Enthusiasm.
  • Desired Candidate Profile

    • Responsible for collection efficiency in a timely manner, thus delivering targeted performance.
    • Responsible for Effective Cost Management.
    • Understanding & Managing Healthy Portfolio.
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